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"I had nothing in my house, I have never slept on a mattress before. I didn't have household items. When I received my first transfer of $284, I immediately bought myself a mattress, a bed, 5 plastic chairs and enough food for my family. We also spent $135 to clear a plot of my land which we now fully own as a family."

"Our group of relatives bought the grinding mill together. Each of us contributed $290 from our transfers and we take turns operating it each day. We share profits between the owners. Our community didn't have a grinding mill before and we wanted one because people, especially women and girls, traveled long distances and were exposed to risks when they took cereals to distant mills."

"When I received the second transfer, I registered in a course where I learned to make liquid and bar soap and bought a soap making machine. With my next transfer, I bought soap making ingredients and put the remaining money in a savings account. With the profits from my business, I can afford to send my children to boarding school. My mind is now at peace."

"When the money came, I bought land in my own name for the first time. Now my family sleeps on a very comfortable mattress as opposed to a tarpaulin, and we can eat three meals a day instead of one. Once the goats I bought reproduce and increase in numbers, I will sell some for income. They will also provide milk for my children."